Four Topics People Don’t Like to Talk About (but I will)

headshot - Efraim Goldstein (thinking)
Efraim Goldstein February 9, 2023

Share This:

People hate talking about debt, disability, death, and divorce. And that’s exactly why we need to have a discussion about these four topics.

In today’s show, Doug and his son, Efraim, discuss these difficult subjects.


When people acquire a large debt, and then suddenly get a large sum of money (inheritance or a raise), should they invest the money or pay off their debt? Listen to learn why paying off all your “bad” debt may be a better move than investing in the stock market..


Is disability insurance necessary in today’s post-corona work environment when many folks work remotely from their house? Young people especially need to understand that if they get hurt, not only do they stop providing income to their household, but they are also an ongoing expense.   


Divorce not only affects the couple’s relationship, but its ripple effects are felt in many areas, including finance. Since divorce isn’t something you wish or plan for, it’s not something you want to have a part of a financial “plan”. Stick through the second half of the show to hear what Doug has to say about it.


While debt, disability, and divorce may be avoidable, death isn’t. Listen to hear Doug’s advice about when you don’t need life insurance and what to do after someone dies. Click here to order Doug’s book on what to do if you receive an inheritance so you your family will have a smooth time dealing with the finances in a tough emotional state.

Want to hear more on this topic? Click here to listen to the show with John Ross “Does Your Financial Plan Account for the Four D’s?”

Efraim is a business student, former IDF officer, and an entrepreneur, head of “A Day with an Officer.” Contact him at:  

Featured on:
Arutz Sheva
The Jewish Press
Available On:
Apple Podcasts
iHeart Radio
Sponsored By:
Profile Investment Services